After thinking it about it for awhile and doing all of the research, I've finally opened up a Roth IRA. If I save right now then I'm planning on retiring right and I still have 33 years before my targeted retirement age!
The number comparisons are outrageous! By starting now, even if I can't put more then 50 dollars aside a month, I'll gain thousands in the end compared to if I just waited another 10 years!
As a woman with credit card debt, I've often thought that I couldn't afford to save now because I have to worrying about what I owe. But I think the realization I finally came to was that if I keep putting personal savings off then it'll never happen...and that I can't afford.
It feels so good to save!
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When the world is too much, our faith is enough.
Hey! Glad to see you blogging again!
ReplyDeleteJust a suggestion...you should look at Dave Ramsey's Total Money Makeover (a book). I'm trying his plan right now and it seems to be working. It has babysteps!
Hope you, the hubs, and the babe are doing well! She's grown up so much!
Thanks so much! Dru and I used to listen to his radio show occasionally. He does have excellent advice!
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